Just like you schedule regular checkups for your health or routine maintenance for your car, your mortgage deserves the same attention. With interest rates and market conditions constantly shifting, a mortgage checkup can help you make sure your home loan is still the right fit for your goals and lifestyle.
What Is a Mortgage Checkup?
A mortgage checkup is a quick review of your current home loan to see how it compares to today’s market. With just a few clicks, you can evaluate whether your mortgage is still competitive — or if it’s time to consider refinancing, restructuring, or leveraging your home equity for other financial needs.
✅ Check your mortgage now with our FREE Mortgage Checkup Tool
We update the rates every weekday, so feel free to revisit this tool anytime.
Why You Should Get a Mortgage Checkup
Still wondering if it’s worth it? Here are some of the benefits of reviewing your mortgage regularly:
Stay Aligned With the Market
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Interest rates can change rapidly. A checkup helps you spot opportunities to save.
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You may qualify for a better rate based on your improved credit score or increased home value.
Identify Potential Savings
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Refinancing might reduce your monthly payments or lower your total interest paid over time.
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You could switch from an adjustable-rate to a fixed-rate mortgage for more predictability.
Adapt to Life Changes
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Planning renovations or consolidating debt? Tap into your home equity with confidence.
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Life events like marriage, growing a family, or career shifts might require a new loan strategy.
Get Expert Guidance
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As your mortgage professional, our Loan Officers can walk you through your results and offer personalized recommendations based on your financial goals.
When to Check Your Mortgage
You don’t have to wait until rates drop. Consider a mortgage checkup if:
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Your current interest rate is over 1% higher than today’s market average
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Your credit score has significantly improved
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You’ve owned your home for more than 2 years
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You're planning home improvements, debt consolidation, or a major life change
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You're simply unsure if your current mortgage is still the best fit
It Only Takes a Few Minutes to Get a Mortgage Checkup
The best part? A mortgage checkup is quick, easy, and completely free. Whether you’re curious about refinancing, unlocking home equity, or just making sure you're on the right track — this is a smart step for any homeowner.
Greenway is here To Help!
Have questions about your results or want to explore your options further? Let’s talk! Our Loan Officers are happy to help you through any phase of your homeownership journey. And if you know friends, family, or co-workers who could benefit from a mortgage checkup, feel free to send them our way. 888-616-9885.
